THE PCV HOSTING FEES






Club
Private cloud vault ONLY

MONTHLY

Vault hosting fee


Payment Information
     
Item Quantity Price



Private cloud vault account.
1
R80.00
per MONTH
Added Value
 
Includes 5 FREE additional private cloud accounts for your family

Terms & Conditions
     
Read the Myprotector terms and conditions so that you understand and accept them when you fill in your initial registration form.



Subscribe


- No monthly fee increases
Club
Private cloud vault ONLY

YEARLY

Vault hosting fee


Payment Information
     
Item Quantity Price



Private cloud vault account.

1
R540.00
per YEAR
Added Value
 
Includes 5 FREE additional private cloud accounts for your family

Terms & Conditions
     
Read the Myprotector terms and conditions so that you understand and accept them when you fill in your initial registration form.



Subscribe


- No annual fee increases
 
Classic
Fiduciary Services Agreement

MONTHLY

Single member



Payment Information
     
Item   Price



Fiduciary Services Agreement.

  R120.00
per MONTH
Added Value
 
Includes 5 FREE additional private cloud accounts for your family

Terms & Conditions
     
Read the Myprotector terms and conditions so that you understand and accept them when you fill in your initial registration form.



Subscribe


- No monthly fee increases
Essential
Fiduciary Services Agreement

MONTHLY

Principal member & spouse



Payment Information
     
Item   Price



Fiduciary Services Agreement.   R160.00
per MONTH
Added Value
 
Includes 5 FREE additional private cloud accounts for your family.

Terms & Conditions
     
Read the Myprotector terms and conditions so that you understand and accept them when you fill in your initial registration form.



Subscribe


- No monthly fee increases




HOW TO MAKE THE RIGHT CHOICE?




South Africa

offers
Question Option selection

Club
Classic
Essential
   
I do want a secure place for my info ONLY     Myprotector offers a PCV and unique services to manage your information
I don't have an executor Myprotector can provide you with executor services
I do have my own executor     Your executor will wind-up your deceased estate at a cost
I don't have a financial advisor Myprotector will provide education, news and guidance
I do have a financial advisor Your financial advisor can provide you with a PCV linked to their practice
I do have an estate worth less than 1million   These two options are ideal for small estates to avoid executor fees


Product and services specs   Option benefits
Description
[ Listed services ]
Limitations
[ T's & C's Apply ]
Myprotector
(inhouse Advisor) rate
Club
Classic
Essential
Technology:
Private Cloud Vault hosting technology worth: R245 000 (per person)
If you don't have a way to manage your deceased estate, you place a burden on your family to do this for you. This creates huge stress because the tasks are complicated and admin intensive. The courts will also insist on an agent/executor getting involved who will charge your family fees for doing so. Your family could also lose their home to pay for debts or they may need to find the funds to cover your debts to protect their home from being sold, which could leave them with even more stress.
52 planning database forms
Private services worth R125 000
Deceased Estate wind-up technology worth R110 000
Includes LEGAL services and education:
Legal education is covered by Myprotector and associated advisors.
Basic SINGLE Legal Will template - drafting by yourself
** Whole family
FREE
  YES YES YES
Basic JOINT Legal Will template - drafting by yourself
** Whole family
FREE
YES YES YES
Advanced SINGLE or JOINT Legal Will drafting by Myprotector
Subject to independent assessment
QUOTED
YES YES YES
Existing Legal Will update by Myprotector legal team
Subject to independent assessment
QUOTED
YES YES YES
Basic Power of Attorney document template - drafting by yourself
** Whole family
FREE
YES YES YES
Basic Living Will document template - drafting by yourself
** Whole family
FREE
YES YES YES
Includes FINANCIAL services and education:
Financial education is covered by Myprotector and associated advisors.
Financial planning strategy
** Whole family
FREE
  YES YES YES
Personal goals and aspirations hub
** Whole family
FREE
YES YES YES
Additional online financial assessment and needs analysis
Subject to independent assessment
QUOTED
YES YES YES
Online financial education articles and support
** Whole family
FREE
YES YES YES
Includes ESTATE services and education:
Estate education is covered by Myprotector and associated advisors.
Estate planning strategy
** Whole family
FREE
  YES YES YES
Estate education and support
** Whole family
FREE
YES YES YES
Additional online estate liability assessment and needs analysis
Subject to independent assessment
QUOTED
YES YES YES
Deceased estate family management system at death
** Whole family
FREE
NO YES YES
Legal will storage
** Whole family
FREE
NO YES YES
Testamentary trust fees
Single + Principal member and spouse
FREE
NO YES YES
Conveyancer fees for transferring the property at death
Single + Principal member and spouse
Up to 100% of accum annual threshold
NO YES YES
Master's fees for administering the estate at death
Single + Principal member and spouse
FREE
NO YES YES
Income tax and capital gains
Single + Principal member and spouse
Up to 100% of accum annual threshold
NO YES YES
Creditors against the estate
Single + Principal member and spouse
Up to 100% of accum annual threshold
NO YES YES
Deceased estate advertising costs at death
Single + Principal member and spouse
FREE
NO YES YES
Deceased estate executor fees if estate is valued at LESS than R1 Million
Single + Principal member and spouse
FREE
NO YES YES
Discounted executor fees if estate is valued at MORE than R1 Million
(Anything above 1 million, then STD fees @ 2%)
Single + Principal member and spouse
QUOTED NO YES YES
Includes myICE EMERGENCY services and education:
Emergency education is covered by Myprotector and associated advisors.
myICE emergency planning strategy
** Whole family
FREE
  YES YES YES
myICE emergency education and support
** Whole family
FREE
YES YES YES
myICE emergency CODE
** Whole family
FREE
YES YES YES
Additional myICE emergency CODES
Subject to online selection
ONLINE QUOTED
YES YES YES
Includes HERITAGE services and education:
Heritage education is covered by Myprotector and associated advisors.
Heritage planning strategy
** Whole family
FREE
  YES YES YES
Heritage education and support
** Whole family
FREE
YES YES YES
Family Heritage Archive
** Whole family
FREE
YES YES YES
Additional Family Trust assessment and needs analysis
Subject to independent assessment
QUOTED
YES YES YES
Trust protector services for your own trust
Subject to independent assessment
QUOTED
YES YES YES
Produce a physical life story Book for your family
Subject to independent assessment
QUOTED
YES YES YES
Administration Services (After passing):
Myprotector will pay the deceased estate executor fees ONLY if appointed as executor to your estate and if you are an active subscriber.
24/7 family support centre service
** Whole family
FREE
  YES YES YES
Case manager gets assigned to your family when you pass away
** Whole family
FREE
YES YES YES
Notification to your listed personal contacts about your passing away
** Whole family
FREE
YES YES YES
dossier of completed tasks gets handed to your family
** Whole family
FREE
YES YES YES
Your own financial advisor gets access to your policy information
** Whole family
FREE
YES YES YES
Your own estate executor gets access to ALL your estate information
** Whole family
FREE
YES YES YES
Notification to your listed employer about your passing away
** Whole family
FREE
YES YES YES
Link your Heritage work to your family archive
** Whole family
FREE
YES YES YES
Wind-up of deceased estate if we are appointed the executor
Subject to terms and conditions
FREE or QUOTED
YES YES YES
 
Accumulative Annual Thresholds (After passing):
0 - 6 Months = R0
The Threshold services are subsidised by Myprotector up to specified values which then accumulate towards the annual threshold overall limits. When you reach your threshold limit, then your estate will be responsible to pay the outstanding cost of the service.
7 - 12 Months = R5 000
2nd Year = R12 000
3rd Year+ = R25 000
Features:
No medicals required
With all policies, it's important to have rules that help everyone participate in the benefits. So we set about making our business accessible to most people.
Minimum entry age 18, max entry age 65
No sign-up waiting period
 
Notes:
** Protection for the whole family (Max 6 users per subscription). Whole family is classified as immediate and legal (adopted etc) family members ONLY.
Payer - The person or organisation who makes the monthly contributions to Myprotector on behalf of a family. If the payer skips the monthly contributions, then the result will cause some of the benefits to be closed for all family members.
Principal member - The person who first signs-up to Myprotector and distributes the 5 free PCV's to other family members.




What happens next?




Firstly:
Once payment has been made, you will be directed to a short personal details form to start your private cloud planning vault.

Secondly:

You will receive your welcome letter via e-mail and will include your set-up instructions. We will guide you as you build a great plan for your life and enjoy the peace of mind that goes with our fiduciary services policies.

Thirdly:
You will also receive your Myprotector Fiduciary Services Agreement' which is the agreement we issue you to confirm that we provide the relevant estate services as mentioned on the website.

Note: If you chose the principal member and spouse option, then please remember to make sure the spouse POD number is included in the agreement.











Safety and confidentiality first

Myprotector secures your information

Myprotector is governed by the Treating Customers Fairly Act (TCF Act) (TCF) and uses the Long term Life Assurance Act (Act No.52 of 1998) to secure your personal information. This means we take you and your information very seriously. Our focus will never be to spam people (Spam Policy) and we operate with fair terms and conditions (T's & C's). We work with Life Assurers, Life Risk Underwriters, UMA's and Re-Insurers. This keeps us on our toes and always vigilant about keeping ourselves secure and your data protected.

Platform Technology by:
Server Secure By:
Certificate by:
Cloud Platform by: