Description
[ Listed services ] |
Overall annual limitations |
Myprotector
(inhouse Advisor) rate
[ # Dicount for preferred network ] |
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Estate software worth R265 000 [Provided to you for FREE] |
If you don't have a way to manage your deceased estate, you place a burden on your family to do this for you. This creates huge stress because the tasks are complicated and admin intensive. The courts will also insist on getting involved and will charge your family fees for doing so. Your family could also lose their home to pay for debts or they may need to find the funds to cover your debts to protect their home from being sold, which could leave them homeless. |
11 Wealth Plan database forms |
14 Estate database forms |
Deceased Estate wind-up technology worth R110 000 |
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Estate Planning Services (While alive):
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Estate Planning strategy |
Unlimited |
Up to 100% of cost from Day 1 |
1st online estate assessment and needs guidance |
Unlimited |
Up to 100% of cost from Day 1 |
1st online estate goals and aspirations guidance |
Unlimited |
Up to 100% of cost from Day 1 |
Additional online estate assessment and needs analysis advice |
Subject to our preferred provider network |
Up to 20% discount |
Estate liability assessment advice |
Subject to our preferred provider network |
Up to 10% discount |
Private and secure estate document vault |
Unlimited |
Up to 100% of cost from Day 1 |
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Deceased Estate Services (After passing):
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In the event that the family is required to pay for some costs that are directly related to your death, then Myprotector will pay these services costs up to certain limits as reflected in the below threshold value table. |
24/7 family support centre service |
Unlimited |
Up to 100% of cost from date of passing |
Case manager gets assigned to your family when you pass away |
Unlimited |
Up to 100% of cost from date of passing |
Estate data gets extracted for your family / executor |
Unlimited |
Up to 100% of cost from date of passing |
Notification to your listed key contacts about your passing away |
Unlimited |
Up to 100% of cost from date of passing |
A dossier of completed tasks gets handed to your family |
Unlimited |
Up to 100% of cost from date of passing |
Conveyancer services for transferring the property to a beneficiary |
Subject to our preferred provider network |
Up to 20% discount |
Master's fees for administering the estate |
Subject to threshold fund annual limits |
Up to 100% of available threshold |
Maintenance and accrual claims |
Subject to threshold fund annual limits |
Up to 100% of available threshold |
Deceased estate advertising costs |
Subject to threshold fund annual limits |
Up to 100% of available threshold |
Deceased estate executor fees if estate is valued LESS than R250 000 |
Subject to threshold fund annual limits |
Up to 100% of available threshold |
Discounted executor fees if estate is valued MORE than R250 000 |
Subject to our preferred provider network |
Myprotector inhouse executors |
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Accumulative Annual Thresholds (After passing):
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0 - 6 Months = R0 |
The Threshold services are subsidised by Myprotector up to specified values which then accumulate towards the annual threshold overall limits. When you reach your threshold limit, then your estate will be responsible to pay the outstanding cost of the service. |
7 - 12 Months = R7 500 |
2nd Year = R14 500 |
3rd Year+ = R20 000 |
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No medicals required |
With all policies, it's important to have rules that help everyone participate in the benefits. So we set about making our business accessible to most people. |
Minimum entry age 18, max entry age 65 |
Initial sign up waiting period of 6 months |
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Estate planning software: FREE |
Price is a sensitive issue for most people, so Myprotector will keep your premiums the same throughout your time with us. That's great value. |
Services Policy: R120.00 PP/PM |
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* R60.00 Discount when you purchase ALL 3 Myprotector services policies |
Myprotector helps you make the most of your planning aspirations by keeping your premiums as low as possible. We offer you some wonderful ways to get discounts and some money back for you and your beneficiaries. |
** 10% Cash back after 5 years |
*** 20% Cash forward at death |
No annual services fee increases |
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Notes: |
* R60.00 Discount when you purchase ALL 3 Myprotector services policies |
** 10% Cash back after 5 years (subject to unbroken monthly contributions) |
*** 20% Cash forward at death (from 5 years onward and is paid to a nominated beneficiary to be used for funeral costs) / (subject to unbroken monthly contributions) |
# A discount has been pre-negotiated with our service providers on your behalf. When you work with our preferred provider network you will benefits from discounts when you use their services as per the listed services. |
