| DECEASED ESTATE SERVICES |
The below services are only provided to members by our network of attorneys:
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Deceased Estate Indemnity Services |
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| EXECUTOR AND TRUSTEE APPOINTMENT |
| Myprotector appoints its inhouse attorneys to administer the deceased estate in order that we deliver on the agreement our members receive. |
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| DECEASED ESTATE EXECUTOR SERVICES 1 |
| Myprotector's network attorneys offers free executor services for the first R1.5 Million valuation of your estate, subject to Myprotector being nominated the executor within your Legal Will. |
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| DECEASED ESTATE EXECUTOR SERVICES 2 |
| Should your estate become valued above R1.5 Million, then Myprotector offers its executor services at 3% through a network attorney. |
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| TESTAMENTARY TRUST ADMINISTRATION |
| Myprotector appoints its inhouse trustees to administer the testamentary trust on behalf of the nominated beneficiaries. |
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| CONVEYANCING ATTORNEY SERVICES |
| If your estate is valued up to R1.5 Million, then Myprotector will cover the cost of a property transfer for your family by paying the conveyancing attorney fees as part of our services. |
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| MASTER'S OFFICE FEES |
| If your estate is valued up to R1.5 Million, then Myprotector will pay the fee that is charged by the Master of the high court for deceased estate purposes. |
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| ADVERTISING FEES |
| If your estate is valued up to R1.5 Million, then Myprotector will pay for the 2 adverts that are placed in the local newspaper and the government gazette. |
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| DECEASED ESTATE FAMILY SERVICES |
| If your estate is valued up to R1.5 Million, then Myprotector provides family administration services alongside estate administration services that fall outside the responsibility of an executor. |
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| KEY CONTACT NOTIFICATION SERVICE |
| All your planning is managed via a communication technology that keeps you and your work on the right track.
A host of automated communication triggers are embedded within the Myprotector platform to ensure an effective, efficient and seamless flow of pertinent notifications/updates to all relevant parties, your financial advisor, your executor and family for FREE. |
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Family Risk Services |
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| FUNERAL COSTS |
| If your estate is valued up to R1.5 Million, then Myprotector will subsidise the funeral expenses for any of the bills relating to the funeral as part of our services. We don't pay-out a cash lump sum because we want to make sure the actual costs for the funeral are paid for and the money is not squandered or misused. (see co-payment threshold values below) |
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| DAY-TO-DAY LIVING EXPENCES |
| If your estate is valued up to R1.5 Million, then Myprotector will pay for the day-to-day household running expenses before any inheritance from your estate as part of our services. (see co-payment threshold values below) |
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CO-PAYMENT THRESHOLD LIMITS:
The Threshold services are subsidised by Myprotector up to specified values which then accumulate towards the annual threshold overall limits. When you pass away, your family will have access to these values and Myprotector will pay the bills for certain deceased estate costs. When the threshold limits are reached, your estate will be responsible to pay the outstanding cost of the deceased estate. Each member within your plan will receive the full values when they pass away.
| Per couple |
| 1st Year = R15 000 (each) |
| 2nd Year+ = R30 000 (each) |
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Myprotector Inhouse Attorney |
| Deceased estate family management system |
** Principal member & spouse |
INCLUDED |
| Conveyancer fees |
** Principal member & spouse |
INCLUDED |
| Master's fees |
** Principal member & spouse |
INCLUDED |
| Advertising costs |
** Principal member & spouse |
INCLUDED |
| Protection for funeral costs |
** Principal member & spouse |
Up to 100% of available annual threshold |
| Day-to-day living expenses |
** Principal member & spouse |
Up to 100% of available annual threshold |
| Deceased estate executor fees for first R1.5 Million evaluation |
** Principal member & spouse |
INCLUDED |
| Deceased estate executor fees for above first R1.5 Million evaluation |
** Principal member & spouse |
3% |
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Myprotector LegalTech Services |
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| DECEASED ESTATE MANAGEMENT SYSTEM |
| The built-in deceased estate automation technology linked to your LegalTech vault, gives our executors the management tools they need to wind-up your affairs in the most efficient and cost-effective way possible. Regular 360-degree performance audits ensure that executors are giving the best, speediest and most transparent service to your family. The system also has built-in links to the High Court documentation process to speed up the winding-up of your estate by up to 60%. |
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| EXECUTOR VAULT |
| This comprehensive and current set of consolidated documentation including, but not limited to assurances, bonds, bank accounts, real estate, and other policy benefits are invaluable in the winding up of an estate, ensuring that no benefits are left unclaimed and no valuable assets are sacrificed to the costs of processing a deceased estate. A consolidated view also ensures that all segments of your estate fit together seamlessly with no sectors left unattended. |
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| PERSONAL PLANNING STRATEGY |
| Here's a proven strategy for you to use alongside our estate protector services and LegalTech. The guides are designed to help you with whatever life throws at you and our professional service team will be on-hand to walk you through your situation or needs. Each solution we provide you, gets added to your LegalTech platform for your executor. |
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Estate Enhancer Services |
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| myICE EMERGENCY SERVICES |
Myprotector offers a unique service to help individuals when they are in an emergency and are unable to speak for themselves. This service can be linked to a member's LegalTech vault and allows the member to record their critical information so that first responders can access the information they need when seconds count.
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